Tap-on-phone for the field
Your sales team takes deposits with the phone in their pocket. No card reader to forget in the truck, no Bluetooth pairing nightmares.
The job site is the office. Deposits get the schedule on the calendar, progress payments keep crews paid, and the final balance closes on the driveway — by tap, ACH, or pay-by-link. The right setup means you're not chasing a check three weeks after the punch list.
Most jobs are a three-step payment story: deposit on signature, progress draw partway, final on completion. The system has to track which one a payment is — your bookkeeper will thank you.
Tap-on-phone (no extra hardware) lets the salesperson take a deposit on the spot when the homeowner says yes. Conversion goes up because the deal closes before second-guessing kicks in.
A 2.9% card fee on a $42,000 roof is over $1,200 you're eating. ACH at flat-rate (often under $5) keeps that margin yours and still gets you paid in two business days.
Jobber, Joist, Housecall Pro, JobNimbus — your estimate already lives there. The payment piece should plug in, not live in a separate tab nobody remembers to check.
Mobile, in-truck, in-the-office — payments wired into the software you already run the schedule on.
Your sales team takes deposits with the phone in their pocket. No card reader to forget in the truck, no Bluetooth pairing nightmares.
Final invoices go out with a one-click pay button — card or ACH, customer's choice. Reminder cadence built in so you stop chasing.
Set a threshold (say $5,000) where ACH becomes the default option on the invoice. Keeps the customer's costs the same, keeps your margin clean.
Jobber / Joist / HCP / JobNimbus connected to one merchant account, so deposits, progress, and finals all reconcile against the right job number automatically.
I was paying card fees on $30k roofs because that's how the homeowner wanted to pay. Switching to ACH-default on anything over $5k saved us roughly $1,800 last month alone — and the customer didn't care, they just clicked the link.
A roofer running a 4-crew operation in the DFW metro · sample composite
Tell me what you estimate on (Jobber, Joist, HCP, paper) and your average ticket — I'll show you the cleaner version.